LTCR provides a unique business opportunity for LTC Specialists. Our business model, based on the management teams’s combined 60 years+ in the LTC industry, is designed to reward experienced LTC producers.

We partner directly with experienced LTC Specialists, top insurance carriers and third party marketing organizations to provide top compensation and multiple lead sources.

LTCR specializes in developing, managing, and implementing LTC programs with numerous affinity groups. We have over 350 affinity organizations including Alumni and professional associations. As a qualified Advisor contracted with LTCR, you will receive these endorsed leads in your local area at no up front cost. With tens of thousands of endorsed leads, we can help you sell more LTC insurance.

Unlike other organizations that consist of numerous management layers, state or regional directors or multiple hierarchies, LTCR's support and communication system is based on one-on-one interaction. We have a central administrative office that is designed to support you with your daily questions and concerns. In addition, each one of our agent partners is assigned a Marketing Manager who will serve as your account executive to manage your leads and help you obtain the training you need to succeed. Our goal is to help you sell more LTC insurance and earn more income.

LTCR has two tiers of Advisors.  Dedicated Advisors, who commit to putting all of their LTC business through LTCR, qualify for special bonuses and incentives including an annual leading producer's trip.  (The current trip is in Costa Rica).

A second tier is available for Advisors who are not able to commit 100%.  While the bonuses are not available, it still can be a valued added partnership. 

All of our programs are designed to pay the top possible commission to the LTC Specialist. We know what it costs to generate a lead and what it costs to generate a sale. With our direct approach and marketing focus, we pay the maximum to the LTC Specialist.
Our referral/self-generated contracts meet or beat the top compensation levels allowed by the carriers to writing agents. Our commissions on Affinity lead programs are far superior to traditional endorsed lead compensation with career sales organizations.

Your experience should be rewarded. All of our programs provide immediate vesting. More importantly, in this era of consolidation and market change, commissions are paid directly by the insurance carrier.