Long-Term Care Resources (LTCR) is a national insurance agency and marketing company dedicated to Long-Term Care Insurance and the association member market. LTCR represents the top LTC insurance companies in the industry.

LTCR is one of the leading independent LTC insurance agencies in the country. LTCR specializes in marketing LTC insurance through partnering with organizations such as professional associations, alumni groups, and small businesses. LTCR is the exclusive LTC provider for over 650 affinity organizations. Founded in 1997, LTCR has helped nearly 700,000 affinity members with their long-term care planning needs.

Through LTCR’s marketing programs and our national network of LTC Specialists, clients are able to compare multiple LTC plans from the top carriers in the market. In addition, our clients are able to obtain certain plans at discounted rates not available to the general public.

Affinity group members choose LTCR because we deliver 5 major advantages:

Special Discounts:

The buying power of your organization was leveraged to give you better pricing than is available to the general public.

Multiple Carriers:

We monitor benefit and rate information on the top (25+) carriers in the LTC market. The program selects the best in class from these carriers and we help you find the best value among these top companies.

Multiple Products:

In addition to multiple carriers, the program provides a variety of LTC products. Whether you prefer 80/20 plans, indemnity plans, or reimbursement, a variety of products allow us to design plans that fit different needs and budgets.

Wider Underwriting:

The program offers wider and simplified underwriting criteria. This provides more people coverage and/or lower premiums. Health class ratings can increase or decrease premiums by 15% or more.

Service for Life:

Buying coverage through your group program provides the added comfort of having an advocate for the life of the policy.

350 + Professional Associations

• American Academy of Pediatrics

• American Academy of Clinical Endocrinologists

• American Association of Mechanical Engineers

• American Bar Association

• American Chemical Society

• American College of Physicians

• American College of Surgeons

• American Psychiatric Association

• Delta Kappa Gamma

• IEEE

• Military Officers Association of America

• National Society of Professional Engineers

• New York State Bar Association

• New York State Society of Certified CPA’s

• Society of Petroleum Engineers