Looking for additional plan information or detailed quotes?
Contact a licensed Long-Term Care Insurance Specialist today to learn more about Long-Term Care insurance and the Special Discounts that are available to members, spouses and immediate family.
Contact us today at (800) 616-8759 or submit your inquiry using the form below.
Premium of $10,000 per year for 10 years, 60 year old male,
3% compound inflation, 6 year initial pool of LTC benefits
One of the advantages Life Based Hybrid LTC insurance is that this plan will always pay a benefit. The plan builds a pool of LTC benefits if you need it, pays a death benefit or provides a money back guarantee. These plans also often provide a guaranteed minimum residual death benefit should you use all of your LTC pool. So whether you have an LTC claim, decide in the future this isn’t the right protection for you or die before you use benefits, hybrid products always provide you with a benefit.
Total Premiums Paid
Over 10 years = $100,000
Age 80
More than 6x Total
Premiums Paid for
Long-Term Care
Death Benefits
Paid to Beneficiaries
if LTC is Never used
* The Guaranteed Death Benefit and/or Surrender Value(“Money Back”) will be reduced by any LTC benefits used.
The Residual Death Benefit is paid even if LTC benefits are exhausted.
Premium of $10,000 per year for 10 years, 60 year old male,
3% compound inflation, 6 year initial pool of LTC benefits
One of the advantages Life Based Hybrid LTC insurance is that this plan will always pay a benefit. The plan builds a pool of LTC benefits if you need it, pays a death benefit or provides a money back guarantee. These plans also often provide a guaranteed minimum residual death benefit should you use all of your LTC pool. So whether you have an LTC claim, decide in the future this isn’t the right protection for you or die before you use benefits, hybrid products always provide you with a benefit.
* The Guaranteed Death Benefit and/or Surrender Value(“Money Back”) will be reduced by any LTC benefits used.
The Residual Death Benefit is paid even if LTC benefits are exhausted.
icon which will display a flyout Adobe Flash content was blocked.
Your all set! You’ve now enabled Adobe Flash in your MS Edge browser.
On some sites, you’ll see just a blank rectangle, and the plugin notification icon will appear toward the left end of the address bar.
Click the toggle here to set Chrome to “Ask first” rather than the default “Block sites from running Flash (recommended.)”
